Our Product allows you to reach all your consumers regardless of MNO & device, a scalable & sustainable financial inclusion solution for both the unbanked and under banked.
The use of SMS for mobile banking enables users to overcome the need for data connectivity, especially in areas of Mobile Data Dead Zones in their regions. With our 256 bit encryption this also makes the transactions more secure.
Every transaction to a new user creates an account by default thereby providing the ability to acquire new customers rapidly through the adoption of our mobile wallet platform.
The bibimoney Mobile Wallet is a genuinely ‘disruptive’ Fintech product, that provides Tier one banks/financial institutions with their own white label interoperable mobile wallet solution that works with Any Mobile phone (smart or feature phone) and on Any Mobile Network. bibimoney provides a secure platform that delivers P2P, P2M, Bill Payments, remittance and an effective Customer Acquisition Strategy for exponential growth New revenues along with providing social benefit by allowing financial inclusion for the unbanked and the underbanked. We do this through our patented SIM-Skin, a wafer thin membrane that attaches to your customers existing Sim card and provides a host of features. The bibimoney platform enables our partner banks a compelling counter-competitive play against the Mobile Network Operators.Click for more information
Works with all Mobile handsets, (Feature and Smartphones.)
Instant Mobile Money menu appears when SIM-Skin is installed
The ‘SKIN’ takes no power from the Mobile and is passive until in use.
Complies to ISO7816 & supports GSM11.11~11.44 & 11.17
Dedicated Bibimoney Sim Toolkit
iOS & Android Native Wallet
Blazing fast transactions in less that 8 seconds
256 Bit secure SMS
Firewall and Intrusion Detection
Global CDN & DDOS Protection